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KatePenna.com – A blog about budgeting, financial freedom, retirement, money saving, health and wellbeing.

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  • Debt

    How to Pay Off Debt Quickly: Proven Strategies That Work

    31/05/2024

    Debt can be a significant burden, affecting your financial stability and peace of mind. Whether it’s credit card debt, loans, or a mortgage, paying off debt quickly can help you regain control of your finances and improve your overall financial health. In this post, we’ll explore proven strategies to pay…

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  • Debt

    Understanding Credit Scores: How to Improve Yours Fast

    30/05/2024

    Your credit score is a crucial aspect of your financial health, influencing your ability to secure loans, mortgages, and even certain jobs. In the UK, understanding how credit scores work and how to improve them can significantly impact your financial opportunities. In this post, we’ll delve into what credit scores…

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  • purse open and empty in foreground with woman holding her head in her hands in background
    Debt

    10 Simple Tips for Managing Debt in Your 40s and Beyond

    26/04/2024

    Debt can be a heavy burden, especially as we navigate through our 40s and beyond. But fear not, there are practical strategies you can employ to lighten the load and pave the way towards financial freedom. Here are some easy tips to help you manage and clear debt during this…

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  • Picture shows the word debt on a chalkboard haf erased. Text reads why you need to repay your debt before saving and investing
    Debt - Investing - Saving Money

    Why You Need to Repay your Debt Before Saving and Investing

    11/04/2024

    Hello friends and welcome to today’s post.  In the realm of personal finance, the question of whether to repay your debt or start saving and investing first often arises.  This is a very valid question. We all know how important it is to start investing in order to grow our…

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Welcome

I’m Kate and I am on a mission to help other women on their journey towards financial freedom.  I give helpful hints, tips and advice about budgeting, investing, making money and saving.  I have been on this journey for a few years now and I have an aim to be financially free by the time I am 50. I am 43, a mum of 3 and work full time, so this blog is a labour of love and a reflection of what I have learned and continue to learn in my journey towards financial freedom.  Follow me if you are ready to start or continue your journey to a life of financial freedom and early retirement.  Let’s do this!

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