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KatePenna.com – A blog about budgeting, financial freedom, retirement, money saving, health and wellbeing.

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  • Budgeting - Investing - Saving Money

    Important Money Wisdom for My 20-Year-Old Daughter

    30/04/2024

    Welcome friends.  I have been thinking a lot about things I wish I’d known about money and finance when I was younger.  My eldest daughter turns 20 in a couple of months (eek!) and I am already so proud of how mature and savvy she is. She rents her own…

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  • woman with laptop holding a yellow phone. Text reads Investing: is it a feminist issue?
    Investing

    Investing: Is it a Feminist Issue?

    16/04/2024

    Hello and welcome.  Is investing a feminist issue? In recent years, the intersection of feminism and finance has gained significant traction. While the feminist movement has historically focused on social, political, and cultural issues, we need to recognise that economic empowerment is equally vital. Investing, often perceived as a realm…

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  • a stack of books with text ‘5 must-read books for every beginner investor’
    Investing

    5 Must-Read Investing Books for Every Beginner Investor

    13/04/2024

    Welcome friends! Today we are going to look at investing books to help you on your financial journey. Investing is both an art and a science, and mastering it requires continuous learning and exploration. Fortunately, there’s a wealth of knowledge available in books written by seasoned investors and financial experts.…

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  • Picture shows the word debt on a chalkboard haf erased. Text reads why you need to repay your debt before saving and investing
    Debt - Investing - Saving Money

    Why You Need to Repay your Debt Before Saving and Investing

    11/04/2024

    Hello friends and welcome to today’s post.  In the realm of personal finance, the question of whether to repay your debt or start saving and investing first often arises.  This is a very valid question. We all know how important it is to start investing in order to grow our…

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  • Budgeting - Investing - Saving Money

    Why you need to Spring Clean Your Finances

    26/03/2024

    With the brighter days emerging as we listen to the birds chirp and watch the flowers bloom, it’s the perfect time to spring clean your finances. Just like tidying up your home, spring cleaning your finances will help you declutter, organise, and set yourself up for financial success. It can…

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  • woman smiles at a mobile phone. Text reads what you need to know about investing - a beginners guide.
    Investing

    What you Need to Know about Investing for Beginners

    23/03/2024

    Hello! Welcome to my quick guide to investing for beginners. For many, investing may seem daunting, like an exclusive club that you need to be rich to enter, but I’m here to tell you that nothing could be further from the truth. Investing is very accessible, and I would go…

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  • Laptop showing stock movemtn with plant and black mug in background. Text over reads ‘What are ETFs and Should you Consider Investing in them?’
    Investing

    What are ETFs and Should You Consider Investing in them?

    16/03/2024

    Welcome, friends! In today’s post, we are going to be exploring Exchange-Traded Funds (ETFs). In the current dynamic investment landscape, ETFs have emerged as a cornerstone for savvy investors looking to build diversified portfolios, manage risk, and achieve financial goals. But what exactly is an ETF, and why should you…

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  • Review of Hargreaves Lansdown Junior ISA. Pink piggybank with £20, £10 and £5 notes sticking out of the top
    Investing - Reviews

    Review of Hargreaves Lansdown Junior Stocks and Shares ISA

    14/03/2024

    Hello, friends!  Since my last post about Junior Stocks and Shares ISAs, I thought I would share a review of the provider I have chosen.  There are a few providers of this type of investment account in the UK, but the one that I invest in for my children is…

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  • Pink piggy bank and cash depicting the benefits of a Junior Stocks and Shares ISA
    Investing - Saving Money

    The Amazing Benefits of a Junior Stocks and Shares ISA

    12/03/2024

    As parents, it is natural that many of us want to do what we can to provide a financial leg up to our children by saving for their future.  While traditional savings accounts offer security, they often fall short of generating substantial returns over the long term. This is where…

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  • woman holding mobile phone with laptop in background, both screens showing stock market candles.
    Investing

    Investing Terms Explained – Decode the Jargon

    09/03/2024

    Hello again, friends! Are you dipping your toes into the exciting world of investing but feel like you’re swimming in a sea of jargon? Don’t worry; you’re not alone! Investing comes with its own language, filled with terms that might sound like gibberish at first. But fear not! In this…

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Welcome

I’m Kate and I am on a mission to help other women on their journey towards financial freedom.  I give helpful hints, tips and advice about budgeting, investing, making money and saving.  I have been on this journey for a few years now and I have an aim to be financially free by the time I am 50. I am 43, a mum of 3 and work full time, so this blog is a labour of love and a reflection of what I have learned and continue to learn in my journey towards financial freedom.  Follow me if you are ready to start or continue your journey to a life of financial freedom and early retirement.  Let’s do this!

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