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KatePenna.com – A blog about budgeting, financial freedom, retirement, money saving, health and wellbeing.

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  • Budgeting - Investing - Saving Money

    Important Money Wisdom for My 20-Year-Old Daughter

    30/04/2024

    Welcome friends.  I have been thinking a lot about things I wish I’d known about money and finance when I was younger.  My eldest daughter turns 20 in a couple of months (eek!) and I am already so proud of how mature and savvy she is. She rents her own…

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  • Picture shows the word debt on a chalkboard haf erased. Text reads why you need to repay your debt before saving and investing
    Debt - Investing - Saving Money

    Why You Need to Repay your Debt Before Saving and Investing

    11/04/2024

    Hello friends and welcome to today’s post.  In the realm of personal finance, the question of whether to repay your debt or start saving and investing first often arises.  This is a very valid question. We all know how important it is to start investing in order to grow our…

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  • Text over picture reads How to Create a Budget you can stick to. Image shows a woman with a bill, laptop and calculator creating a budget
    Budgeting - Saving Money

    How to Create a Budget You Can Stick To

    09/04/2024

    Have you read my post about Spring Cleaning your Finances and are keen to take the first step in taking charge?  Creating a budget is the cornerstone of financial stability and success. It provides a roadmap for managing your money effectively, achieving your financial goals, and securing your future. However,…

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  • Kids playing hopscotch. Text reaads 10 free activities to keep your kids entertained this holiday
    Saving Money

    10 Free Activities to Keep your Kids Entertained this Holiday

    30/03/2024

    Are you looking for budget-friendly ways to entertain your kids this holiday? Keeping children entertained without spending a fortune can be challenging, but it’s definitely possible with a little creativity.  Here are 10 free activities that will keep your kids engaged, active, and having fun without breaking the bank. 1.…

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  • Budgeting - Make Money Online - Saving Money

    6 Cashback Apps you Need to Download Right now to Save Serious Money!

    28/03/2024

    Welcome to my latest blog post about saving money. Today we are going to look at 6 of the best cashback apps available in the UK right now (with an extra anomaly thrown in at the end for good measure!). In the current climate where every penny counts, cashback apps…

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  • Budgeting - Investing - Saving Money

    Why you need to Spring Clean Your Finances

    26/03/2024

    With the brighter days emerging as we listen to the birds chirp and watch the flowers bloom, it’s the perfect time to spring clean your finances. Just like tidying up your home, spring cleaning your finances will help you declutter, organise, and set yourself up for financial success. It can…

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  • 15 ways to save on groceries. Fruit and vegetables in open fridge.
    Budgeting - Saving Money

    15 Easy Ways to Save Even More on Groceries

    19/03/2024

    Managing your grocery budget can be a challenge, but with some smart strategies, you can stretch your money further without sacrificing the quality of your meals. Whether you’re a seasoned saver or just starting out, these 15 tips will help you save even more on groceries while still enjoying delicious…

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  • Pink piggy bank and cash depicting the benefits of a Junior Stocks and Shares ISA
    Investing - Saving Money

    The Amazing Benefits of a Junior Stocks and Shares ISA

    12/03/2024

    As parents, it is natural that many of us want to do what we can to provide a financial leg up to our children by saving for their future.  While traditional savings accounts offer security, they often fall short of generating substantial returns over the long term. This is where…

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  • Budgeting - Saving Money

    How to Save Money on Clothes

    04/03/2024

    Have you got a love of clothes shopping and a wish to save money?  I’ve got you!  There are so many easy ways to save money without missing out on things you need and want and you may well get better items and save money in the process! One of…

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Welcome

I’m Kate and I am on a mission to help other women on their journey towards financial freedom.  I give helpful hints, tips and advice about budgeting, investing, making money and saving.  I have been on this journey for a few years now and I have an aim to be financially free by the time I am 50. I am 43, a mum of 3 and work full time, so this blog is a labour of love and a reflection of what I have learned and continue to learn in my journey towards financial freedom.  Follow me if you are ready to start or continue your journey to a life of financial freedom and early retirement.  Let’s do this!

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