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KatePenna.com – A blog about budgeting, financial freedom, retirement, money saving, health and wellbeing.

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  • Budgeting - Make Money Online - Saving Money

    6 Cashback Apps you Need to Download Right now to Save Serious Money!

    28/03/2024

    Welcome to my latest blog post about saving money. Today we are going to look at 6 of the best cashback apps available in the UK right now (with an extra anomaly thrown in at the end for good measure!). In the current climate where every penny counts, cashback apps…

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  • Budgeting - Investing - Saving Money

    Why you need to Spring Clean Your Finances

    26/03/2024

    With the brighter days emerging as we listen to the birds chirp and watch the flowers bloom, it’s the perfect time to spring clean your finances. Just like tidying up your home, spring cleaning your finances will help you declutter, organise, and set yourself up for financial success. It can…

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  • woman smiles at a mobile phone. Text reads what you need to know about investing - a beginners guide.
    Investing

    What you Need to Know about Investing for Beginners

    23/03/2024

    Hello! Welcome to my quick guide to investing for beginners. For many, investing may seem daunting, like an exclusive club that you need to be rich to enter, but I’m here to tell you that nothing could be further from the truth. Investing is very accessible, and I would go…

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  • Desk with laptop and chair showing the test 10 lucrative home-based business ideas you can start right now.
    Make Money Online

    10 Lucrative Home-Based Business Ideas You Can Start Right Now

    21/03/2024

    In today’s fast-paced world, the concept of working from home has become increasingly popular. With the rise of technology and changing work dynamics, more and more people are seeking opportunities to start their own businesses from the comfort of their homes. Whether you’re looking to supplement your income or transition…

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  • 15 ways to save on groceries. Fruit and vegetables in open fridge.
    Budgeting - Saving Money

    15 Easy Ways to Save Even More on Groceries

    19/03/2024

    Managing your grocery budget can be a challenge, but with some smart strategies, you can stretch your money further without sacrificing the quality of your meals. Whether you’re a seasoned saver or just starting out, these 15 tips will help you save even more on groceries while still enjoying delicious…

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  • Laptop showing stock movemtn with plant and black mug in background. Text over reads ‘What are ETFs and Should you Consider Investing in them?’
    Investing

    What are ETFs and Should You Consider Investing in them?

    16/03/2024

    Welcome, friends! In today’s post, we are going to be exploring Exchange-Traded Funds (ETFs). In the current dynamic investment landscape, ETFs have emerged as a cornerstone for savvy investors looking to build diversified portfolios, manage risk, and achieve financial goals. But what exactly is an ETF, and why should you…

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  • Review of Hargreaves Lansdown Junior ISA. Pink piggybank with £20, £10 and £5 notes sticking out of the top
    Investing - Reviews

    Review of Hargreaves Lansdown Junior Stocks and Shares ISA

    14/03/2024

    Hello, friends!  Since my last post about Junior Stocks and Shares ISAs, I thought I would share a review of the provider I have chosen.  There are a few providers of this type of investment account in the UK, but the one that I invest in for my children is…

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  • Pink piggy bank and cash depicting the benefits of a Junior Stocks and Shares ISA
    Investing - Saving Money

    The Amazing Benefits of a Junior Stocks and Shares ISA

    12/03/2024

    As parents, it is natural that many of us want to do what we can to provide a financial leg up to our children by saving for their future.  While traditional savings accounts offer security, they often fall short of generating substantial returns over the long term. This is where…

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  • woman holding mobile phone with laptop in background, both screens showing stock market candles.
    Investing

    Investing Terms Explained – Decode the Jargon

    09/03/2024

    Hello again, friends! Are you dipping your toes into the exciting world of investing but feel like you’re swimming in a sea of jargon? Don’t worry; you’re not alone! Investing comes with its own language, filled with terms that might sound like gibberish at first. But fear not! In this…

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  • graph showing compound interest growth over time
    Investing

    The Magic of Compound Interest – What I wish I knew about Investing in my 20s

    05/03/2024

    Hello again, friends!  Today, we’re diving into the world of investing and taking a look at compound interest – the amazing secret behind growing your money over time. Whether you’re just starting your financial journey or looking to level up your money game, understanding compound interest is like discovering a…

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Welcome

I’m Kate and I am on a mission to help other women on their journey towards financial freedom.  I give helpful hints, tips and advice about budgeting, investing, making money and saving.  I have been on this journey for a few years now and I have an aim to be financially free by the time I am 50. I am 43, a mum of 3 and work full time, so this blog is a labour of love and a reflection of what I have learned and continue to learn in my journey towards financial freedom.  Follow me if you are ready to start or continue your journey to a life of financial freedom and early retirement.  Let’s do this!

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