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KatePenna.com – A blog about budgeting, financial freedom, retirement, money saving, health and wellbeing.

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    Why You Need an Emergency Fund: Why it’s Essential and How to Get Started

    02/05/2024

    Welcome friends! In this comprehensive guide, we’ll delve into the importance of building an emergency fund. In today’s unpredictable world, having a financial safety net is more important than ever. An emergency fund serves as a buffer against unexpected expenses and financial hardships. Having one provides peace of mind and…

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  • Budgeting - Investing - Saving Money

    Important Money Wisdom for My 20-Year-Old Daughter

    30/04/2024

    Welcome friends.  I have been thinking a lot about things I wish I’d known about money and finance when I was younger.  My eldest daughter turns 20 in a couple of months (eek!) and I am already so proud of how mature and savvy she is. She rents her own…

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  • woman with laptop holding a yellow phone. Text reads Investing: is it a feminist issue?
    Investing

    Investing: Is it a Feminist Issue?

    16/04/2024

    Hello and welcome.  Is investing a feminist issue? In recent years, the intersection of feminism and finance has gained significant traction. While the feminist movement has historically focused on social, political, and cultural issues, we need to recognise that economic empowerment is equally vital. Investing, often perceived as a realm…

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  • a stack of books with text ‘5 must-read books for every beginner investor’
    Investing

    5 Must-Read Investing Books for Every Beginner Investor

    13/04/2024

    Welcome friends! Today we are going to look at investing books to help you on your financial journey. Investing is both an art and a science, and mastering it requires continuous learning and exploration. Fortunately, there’s a wealth of knowledge available in books written by seasoned investors and financial experts.…

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  • Text over picture reads How to Create a Budget you can stick to. Image shows a woman with a bill, laptop and calculator creating a budget
    Budgeting - Saving Money

    How to Create a Budget You Can Stick To

    09/04/2024

    Have you read my post about Spring Cleaning your Finances and are keen to take the first step in taking charge?  Creating a budget is the cornerstone of financial stability and success. It provides a roadmap for managing your money effectively, achieving your financial goals, and securing your future. However,…

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  • Budgeting - Investing - Saving Money

    Why you need to Spring Clean Your Finances

    26/03/2024

    With the brighter days emerging as we listen to the birds chirp and watch the flowers bloom, it’s the perfect time to spring clean your finances. Just like tidying up your home, spring cleaning your finances will help you declutter, organise, and set yourself up for financial success. It can…

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  • woman smiles at a mobile phone. Text reads what you need to know about investing - a beginners guide.
    Investing

    What you Need to Know about Investing for Beginners

    23/03/2024

    Hello! Welcome to my quick guide to investing for beginners. For many, investing may seem daunting, like an exclusive club that you need to be rich to enter, but I’m here to tell you that nothing could be further from the truth. Investing is very accessible, and I would go…

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  • Laptop showing stock movemtn with plant and black mug in background. Text over reads ‘What are ETFs and Should you Consider Investing in them?’
    Investing

    What are ETFs and Should You Consider Investing in them?

    16/03/2024

    Welcome, friends! In today’s post, we are going to be exploring Exchange-Traded Funds (ETFs). In the current dynamic investment landscape, ETFs have emerged as a cornerstone for savvy investors looking to build diversified portfolios, manage risk, and achieve financial goals. But what exactly is an ETF, and why should you…

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  • Review of Hargreaves Lansdown Junior ISA. Pink piggybank with £20, £10 and £5 notes sticking out of the top
    Investing - Reviews

    Review of Hargreaves Lansdown Junior Stocks and Shares ISA

    14/03/2024

    Hello, friends!  Since my last post about Junior Stocks and Shares ISAs, I thought I would share a review of the provider I have chosen.  There are a few providers of this type of investment account in the UK, but the one that I invest in for my children is…

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  • Pink piggy bank and cash depicting the benefits of a Junior Stocks and Shares ISA
    Investing - Saving Money

    The Amazing Benefits of a Junior Stocks and Shares ISA

    12/03/2024

    As parents, it is natural that many of us want to do what we can to provide a financial leg up to our children by saving for their future.  While traditional savings accounts offer security, they often fall short of generating substantial returns over the long term. This is where…

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Welcome

I’m Kate and I am on a mission to help other women on their journey towards financial freedom.  I give helpful hints, tips and advice about budgeting, investing, making money and saving.  I have been on this journey for a few years now and I have an aim to be financially free by the time I am 50. I am 43, a mum of 3 and work full time, so this blog is a labour of love and a reflection of what I have learned and continue to learn in my journey towards financial freedom.  Follow me if you are ready to start or continue your journey to a life of financial freedom and early retirement.  Let’s do this!

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