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KatePenna.com – A blog about budgeting, financial freedom, retirement, money saving, health and wellbeing.

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  • woman with laptop holding a yellow phone. Text reads Investing: is it a feminist issue?
    Investing

    Investing: Is it a Feminist Issue?

    16/04/2024

    Hello and welcome.  Is investing a feminist issue? In recent years, the intersection of feminism and finance has gained significant traction. While the feminist movement has historically focused on social, political, and cultural issues, we need to recognise that economic empowerment is equally vital. Investing, often perceived as a realm…

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  • Budgeting - Investing - Saving Money

    Why you need to Spring Clean Your Finances

    26/03/2024

    With the brighter days emerging as we listen to the birds chirp and watch the flowers bloom, it’s the perfect time to spring clean your finances. Just like tidying up your home, spring cleaning your finances will help you declutter, organise, and set yourself up for financial success. It can…

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  • woman smiles at a mobile phone. Text reads what you need to know about investing - a beginners guide.
    Investing

    What you Need to Know about Investing for Beginners

    23/03/2024

    Hello! Welcome to my quick guide to investing for beginners. For many, investing may seem daunting, like an exclusive club that you need to be rich to enter, but I’m here to tell you that nothing could be further from the truth. Investing is very accessible, and I would go…

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  • Laptop showing stock movemtn with plant and black mug in background. Text over reads ‘What are ETFs and Should you Consider Investing in them?’
    Investing

    What are ETFs and Should You Consider Investing in them?

    16/03/2024

    Welcome, friends! In today’s post, we are going to be exploring Exchange-Traded Funds (ETFs). In the current dynamic investment landscape, ETFs have emerged as a cornerstone for savvy investors looking to build diversified portfolios, manage risk, and achieve financial goals. But what exactly is an ETF, and why should you…

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  • Review of Hargreaves Lansdown Junior ISA. Pink piggybank with £20, £10 and £5 notes sticking out of the top
    Investing - Reviews

    Review of Hargreaves Lansdown Junior Stocks and Shares ISA

    14/03/2024

    Hello, friends!  Since my last post about Junior Stocks and Shares ISAs, I thought I would share a review of the provider I have chosen.  There are a few providers of this type of investment account in the UK, but the one that I invest in for my children is…

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  • graph showing compound interest growth over time
    Investing

    The Magic of Compound Interest – What I wish I knew about Investing in my 20s

    05/03/2024

    Hello again, friends!  Today, we’re diving into the world of investing and taking a look at compound interest – the amazing secret behind growing your money over time. Whether you’re just starting your financial journey or looking to level up your money game, understanding compound interest is like discovering a…

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Welcome

I’m Kate and I am on a mission to help other women on their journey towards financial freedom.  I give helpful hints, tips and advice about budgeting, investing, making money and saving.  I have been on this journey for a few years now and I have an aim to be financially free by the time I am 50. I am 43, a mum of 3 and work full time, so this blog is a labour of love and a reflection of what I have learned and continue to learn in my journey towards financial freedom.  Follow me if you are ready to start or continue your journey to a life of financial freedom and early retirement.  Let’s do this!

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